How it works — Cardorable
How it works

From wallet to checkout,
visualized.

Follow a single deposit as it becomes real-world spending power. Every step stays on-chain, transparent, and under your control.

live protocol flow
click any step to inspect
01
Connect Wallet
Solana · non-custodial
02
Deposit Collateral
Lock SOL in vault
03
Issue Card
Virtual Visa · <2s
04
Spend Globally
190+ countries
05
Manage & Settle
Track · control · settle
01
Connect your Solana wallet

Cardorable authenticates entirely through your wallet signature — no email, no password, no custody handed over. Your keys stay with you, and the protocol only ever sees what you explicitly sign.

02
Deposit SOL as collateral

Your deposit is locked in an on-chain collateral vault that backs your spending limit. It stays as SOL — keeping your on-chain exposure — while unlocking a real-world line of credit. Add or withdraw anytime.

03
Issue a virtual Visa card

The card engine mints a ready-to-use virtual Visa in under two seconds, with its own number, limits, and controls. Create as many card profiles as you need — one for travel, one for subscriptions, one for the team.

04
Spend anywhere Visa is accepted

Tap, swipe, or check out online across 190+ countries. Each authorization is checked against your on-chain collateral and per-card controls in real time, then drawn down transparently.

05
Manage and settle from one dashboard

Watch balances, categorize spend, freeze cards, and monitor collateral health — all in real time. Settlement and reconciliation happen on-chain, so every movement is verifiable end to end.

Under the hood

Your collateral, always in view.

Spending is backed by a transparent collateral ratio. Deposit more to raise your limit; the protocol keeps a healthy buffer so a volatile market never catches you off guard.

Over-collateralized by design
Spending limits stay safely below deposited value.
Real-time health monitoring
Get alerts well before any threshold is reached.
Withdraw whenever you want
Unlocked collateral returns to your wallet instantly.
Collateral health142% · Healthy
Deposited
84 SOL
Spend limit
$12,840
Used
$3,210
Available
$9,630
FAQ

Common questions

Do I have to sell my crypto to spend?

No. Your SOL stays locked as collateral and keeps its on-chain exposure. You spend against it without ever selling.

Is Cardorable custodial?

It's non-custodial. You authenticate with your wallet, and collateral lives in transparent on-chain vaults you control.

Where can I use the card?

Anywhere Visa is accepted — 190+ countries, online and in person, including contactless tap-to-pay via your wallet.

Can I have more than one card?

Yes. Spin up unlimited card profiles per wallet, each with independent limits, controls, and collateral allocation.

Ready to issue your first card?

Connect, deposit, and mint — the whole flow takes about two minutes.

Launch app